Housing Loan

Get Instant Housing Loans at
the Best Interest Rates!

Instant Approval

Instant loan approvals with minimal documentation.

Competitive Interest Rates

Get affordable and manageable interest rates

Repayment Options

Repayment options that aligns with your income cycle.

Zero Hidden Fees

We provide clear and transparent loan services.

Explore Loans

Apply for Housing Loans
Online- Quick & Easy Process

You can apply for a home loan with ease through our online platform, eliminating all the stress and hassle. Just provide your information, securely submit the necessary documents, and monitor your loan progress live – all from the sofa.

No more waiting days for verification; receive prompt eligibility assessments, real-time notifications, and automated approvals, ensuring that the process is as convenient and streamlined as possible.

 

Explore Loans

Why Apply for a Housing Loans on Browseloan?

Instant Eligibility

With Browseloan, you can check your eligibility and get approved almost instantly—allowing you to proceed with purchasing your home without any hold-ups.

Minimal Documentation

You can track your application status seamlessly through the online portal resulting in a hassle-free experience for your loan application.

Flexible Repayment

Your loan is now tailor-fit to your long term financial goals since you can select from various repayment periods, structures, and EMIs.

Transparent Charges

With Browseloan, you get complete clarity on interest rates and charges upfront, ensuring there are no surprises or hidden costs during your loan tenure.

Expert Guidance

Get personalized support from home loan specialists who assist you throughout the process, from choosing the right loan product to final disbursal, ensuring a stress-free experience.

Seamless Digital Experience

With Browseloan, you can check your eligibility and get approved almost instantly—allowing you to proceed with purchasing your home without any hold-ups.

Minimal Documentation

You can track your application status seamlessly through the online portal resulting in a hassle-free experience for your loan application.

Flexible Repayment

Your loan is now tailor-fit to your long term financial goals since you can select from various repayment periods, structures, and EMIs.

Transparent Charges

Browseloan guarantees that there will be no unexpected costs incurred during the period of the loan by using full disclosure of charges and rates in the beginning.

Expert Guidance

Get personalized support from home loan specialists who assist you throughout the process, from choosing the right loan product to final disbursal, ensuring a stress-free experience.

Trust Us

Explore Housing Loan Types

Home Purchase Loan

This is the most common type of loan and it is used to buy a new or resold residential property. The loan amount generally ranges from 75-90% of the property value.

Home Construction Loan

This is for people who want to construct a house on their own land. The loan is given in phases based on the stage of construction progress.

Plot or Land Purchase Loan

This assists you in purchasing a residential plot. Usually, it is mandatory to construct a house on the land within a stipulated time duration.

Home Improvement Loan

Meant for any form of renovation, repair or upgrades on an already existing home, which includes repainting, plumbing, and remodeling.

NRI Home Loan

Especially tailored for Non-Residents Indians (NRIs) looking to acquire properties in India, has certain eligibility and documentation requirements.

Joint Home Loan

Enables two or more persons(Spouses or family members) to apply together, thus boosting loan eligibility and sharing repayment burdens.

Pradhan Mantri Awas Yojana (PMAY) Loan

This is an unsubsidized loan from the government for lower to middle income stratified groups which have more stringent qualifications.

Home Extension Loan

For expanding the house, like adding another room or floor. You can take loan from bank, most of the process and documentation are same

Process

Housing Loan EMI
Calculator

Before you apply for a personal loan, obtain a thorough breakdown of your total payment comprising principal, interest, and any relevant fees. 

When choosing personal loan offers, this openness enables you to make educated choices.

1000000
10000 /-
6000000 /-
16 %
Min 6 %
Max 36 %
2 Year
Min 1 year
Max 6 year

Your monthly EMI is -

([loan-amount]*([interest-rate]/100)/12/(1-Math.pow(1+([interest-rate]/100)/12,-([loan-term]*12))))

Total repayment

[monthly-emi]*([loan-term]*12)

Total Interest paid

[total-repayment]-[loan-amount]

Consult With Specialists

Our commitment is to provide a seamless and trustworthy lending experience.

Trust Us

Advantages of Housing Loan

Expert Loan Comparison

Browseloan assists you in evaluating offers from numerous banks and NBFCs, guaranteeing the most advantageous interest rates and loan conditions aligned with your requirements.

Attractive Tax Benefits

Facilitating your home loan allows Browseloan to offer you tax deductions on the principal as well as interest repayments, thus making homeownership more economical.

Thorough Property Due Diligence

For effective risk management and tranquil assurance, Browseloan liaises with lenders to conduct comprehensive legal and technical examinations of the property.

Trust Us

Housing Loan Interest Rates & Charges

Bank/Lender

HDFC Bank

Axis Bank

ICICI Bank

SBI

Indian Bank

Interest Rate (p.a.)

10.90% - 24.00%

11.25% onwards

10.85% - 16.65%

10.30% - 15.30%

9.75% - 15.25%

Processing Fee

Up to ₹6,500

Up to 2% of loan amount

Up to 2% of loan amount

Up to 1.5%

As per bank policy

Throughout Loan Journey

Loan Roadmap Process

Eligibility criterion

Eligibility for online personal loan depends on:

  • Age (typically 21-60 years)
  • Minimum monthly income (varies by lender)
  • Employment status (salaried/self-employed)
  • Credit score and repayment history

Documents Required for Hoem Loan

  • Identity proof (Aadhaar, PAN, Passport)
  • Address proof (Utility bill, Aadhaar, Passport)
  • Income proof (Salary slips, bank statements, ITR)
  • Passport-size photographs

Documentation is minimal for instant personal loan approval.

Key Features

Instant Housing Loan Features

Attractive Interest Rates

Long Repayment Tenure

Balance Transfer Facility

Quick Processing

Insurance Options

Process

How can I Get Consultation
for a Housing Loan

FAQs, short for Frequently Asked Questions, is a section on websites or platforms where common questions.

Step 1

Check Eligibility

Use the online eligibility checker, if you qualify based on income

Step 2

Fill Application

Complete the form online with your details.

Step 3

Upload Documents

Submit scanned copies of required documents.

Step 4

Get Approval

Get instant pre approval and final approval within minutes.

Top 5 Banks For Housing Loan

HDFC Bank

AXIS Bank

SBI Bank

ICICI Bank

Indian Bank

Housing Loan Apply Now!

Are you prepared to begin? Apply for a personal loan online right now to benefit from rapid disbursal, low interest rates, and immediate approval. Browse Loan is your reliable partner for all online loans.

hAVE qUESTIONS?

Housing Loan FAQs

What is the minimum and maximum loan amount I can avail?

While most lenders will initiate home loans starting at ₹1 lakh, some may have a minimum of ₹5 lakh. Depending on the lender and your profile, the maximum loan amount can be around ₹15 crore or even higher.

India’s home loan interest rates are around 7.85% to 9.20% per annum, depending on the lender and the applicant.

Based on your profile and the lender, if all documents are ready, home loan approval can take a few days to two weeks

While it’s not impossible, a low credit score will likely result in harsher interest rates and terms.

Home loan providers will commonly charge a processing fee, legal fee, technical fee, and a host of other fees. Always look out for an itemized fee list to avoid any surprises.

In India, the maximum tenure given for a home mortgage is generally up to 30 years although some financial institutions may cap it at 25 years.

Can I prepay my home loan? Are there any penalties?

Yes, you can prepay your home loan. Prepayment penalties for loans on floating rates are rare, while fixed-rate loans may have penalties unless fully sourced from your own funds.

A pre-approved home loan is where the lender has evaluated your eligibility for the loan and sanctioned a certain amount prior to finalizing a property, thus expediting the process for you.

Applying for a loan will mark ‘fill in- name’ on your credit report, and that effect may last long but does lower your score, at least in the meantime. Fulfillment of loan terms will enable restoring credit rating over time.

Home loans for properties under construction are available with most lenders who will provide the funds in stages as the construction progresses.

With regard to this issue, data is protected with standard industry encryption and is shared to affiliated financial institutions exclusively for evaluating the loan.

With regard to taxes, you get tax deductions on the payment of principal amount repaid (under section 80C) and the interest paid (under section 24(b)) within the Income Tax Act, both subject to certain limits.