Consumer Loan

Get Instant Consumer Financing
at the Best Interest Rates!

Instant Approval

Instant loan approvals with minimal documentation.

Competitive Interest Rates

Get affordable and manageable interest rates

Repayment Options

Repayment options that aligns with your income cycle.

Zero Hidden Fees

We provide clear and transparent loan services.

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Apply for Instant
Consumer Loans Online

Elevate your lifestyle immediately with Consumer Loans Ahmedabad aimed at helping you acquire the latest gadgets, electronics, and home appliances, all without placing a burden on your savings. With swift approvals and low paperwork, bringing home smartphones, laptops, and even refrigerators and air conditioners is simple through our Consumer Durable Loan Ahmedabad options offered at easy EMIs.  

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Why Apply for a Consumer Loans on Browseloan?

Minimal EMI

Enjoy zero or low interest and flexible repayment terms.

Wide Eligibility

First-time borrowers (salaried/self-employed) can freely apply.

Upgrade Without Delay

Immediate access to high value items without the need to wait and save.

No-Document Loans

Loans that require no or low paper work like KYC and proof of income.

Approve-4-All

Fast loan approval coupled with slashed disbursal wait time.

Minimal EMI

Enjoy zero or low interest and flexible repayment terms.

Wide Eligibility

First-time borrowers (salaried/self-employed) can freely apply.

Upgrade Without Delay

Immediate access to high value items without the need to wait and save.

No-Document Loans

Loans that require no or low paper work like KYC and proof of income.

Approve-4-Al

Fast loan approval coupled with slashed disbursal wait time.

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Explore Consumer Loan Types

Mobile/Laptop Loan

 Specialized loans to fund the purchase of mobile phones, tablets, and laptops at easy EMI payment plans.

Home Appliance Loan

 Loans for domestic and culinary appliances like microwave ovens, water purifiers, etc.  Plan your next vacation or business trip with instant online personal loan options for travel.

LED TV Loan

Purchase of LED and smart TVs on EMI payment plans.

Refrigerator Loan

Specialized loan on the purchase of refrigerator with zero down payment option.  

Air Conditioner Loan

Simple loan offers for air conditioners during summer seasons.  

Personal Loan for Consumer Goods

Purchase any consumer product through an unsecured loan.  

Installment Loan

Customized loans that cater to different needs and are paid off in fixed, periodic installments. 

Consumer Durable Loan

Electronics and home appliances like TVs, refrigerators, ACs and washing machines are available through financing in our Consumer Durable Loan product.

Process

Consumer Loan EMI Calculator

Before you apply for a Consumer loan, obtain a thorough breakdown of your total payment comprising principal, interest, and any relevant fees. 

When choosing Consumer loan offers, this openness enables you to make educated choices.

1000000
10000 /-
6000000 /-
16 %
Min 6 %
Max 36 %
2 Year
Min 1 year
Max 6 year

Your monthly EMI is -

([loan-amount]*([interest-rate]/100)/12/(1-Math.pow(1+([interest-rate]/100)/12,-([loan-term]*12))))

Total repayment

[monthly-emi]*([loan-term]*12)

Total Interest paid

[total-repayment]-[loan-amount]

Consult With Specialists

Our commitment is to provide a seamless and trustworthy lending experience.

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Advantages of Consumer Loan

Multipurpose Loan

Calculator loans are versatile and can be used for any financial requirement, from emergencies to planned expenses.

No Collateral

Enjoy the benefits of an unsecured loan-no need to pledge assets.

Overdraft Facility

Some lenders offer overdraft facilities for added flexibility in managing your funds.

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Consumer Loan Interest Rates & Charges

Bank/Lender

HDFC Bank

Axis Bank

ICICI Bank

SBI

Indian Bank

Interest Rate (p.a.)

10.90% - 24.00%

11.25% onwards

10.85% - 16.65%

10.30% - 15.30%

9.75% - 15.25%

Processing Fee

Up to ₹6,500

Up to 2% of loan amount

Up to 2% of loan amount

Up to 1.5%

As per bank policy

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How EMI Consumer Works!

Eligibility & Documentation

Eligibility for online Consumer depends on:

  • Age (typically 21-60 years)
  • Minimum monthly income (varies by lender)
  • Employment status (salaried/self-employed)
  • Credit score and repayment history

Documents Required for Consumer Loan

  • Identity proof (Aadhaar, PAN, Passport)
  • Address proof (Utility bill, Aadhaar, Passport)
  • Income proof (Salary slips, bank statements, ITR)
  • Passport-size photographs

Documentation is minimal for instant Consumer loan approval.

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Instant Consumer Loan Features

Minimal Processing Fees

Dependently low or zero processing fees from the lender.

Simple Eligibility

Paperless online personal loan process

Instant Disbursal

Immediate access to funds due to rapid processing.

Foreclosure Option

Pay off the loan early with minimal penalties.

Loan Amounts

Tailored to individual requirements and eligibility, borrowers can access amounts starting from ₹5,000 up to ₹25 lakh.

Loan Amounts

Repayment period ranges from 6 to 36 months with some lenders offering even longer terms.

100% Financing

Full financing available up to the entire value of the product, frequently accompanied by no down payment required.

No/Low Interest Rates

A variety of options exist for no-interest or low-interest EMI payments.

Process

How can I Get Consultation
for a Consumer Loan

FAQs, short for Frequently Asked Questions, is a section on websites or platforms where common questions.

Step 1

Check Eligibility

Use the online eligibility checker, if you qualify based on income

Step 2

Fill Application

Complete the form online with your details.

Step 3

Upload Documents

Submit scanned copies of required documents.

Step 4

Get Approval

Get instant pre approval and final approval within minutes.

Top 5 Banks For Personal Loan

HDFC Bank

AXIS Bank

SBI Bank

ICICI Bank

Indian Bank

Consumer Loan Apply Now!

Self-employed? Or are you among the salaried class? Either way, you are eligible for our Instant Loans Ahmedabad solutions that give up to 100% finance, zero down payment, and flexible payback tenures. Make cherished purchases and pay later, thus enabling effortless payment for high value products, and redefining affordability and access to premium items. 

hAVE qUESTIONS?

Consumer Loan FAQs

What is a Consumer Durable Loan?

A Consumer Durable Loan assists in financing the purchase of home appliances and electronics through easy EMIs, often offered at zero or low interest rates.



Applicants need to be self-employed or salaried individuals falling under the age range of 21-65 years to qualify. Basic KYC and income verification would suffice.

Financed products include televisions, refrigerators, ACs, washing machines, smartphones, laptops, and many more.

Based on the lender and your eligibility, loan amounts range from ₹5,000 to ₹25 lakh.

What is the repayment tenure?

Repayment periods vary between 6 to 36 months, with some lenders having longer terms.

 

Most lenders will charge a processing fee anywhere between 0% to 4% of the loan amount.

Consumers Borrowing Durable loans have no prior credit history is a no bar as these individuals can also apply for Ahmedabad options.

For those who qualify, lenders providing instant loans Ahmedabad usually have rapid approval processes within hours and same-day disbursal